Pirateglen it's sad how much of a state owned pet you are.
Getting back to OP, you have to have car insurance for the already mentioned reasons.
Usually, you get full insurance (covers damage you do to others and damage to your own car), when the car is new and of higher value.
After +/- the 4th year of car ownage, you should just get the basic insurance (cover damage on others), because it is much cheaper.
Regarding the 25k dollars example, in Portugal, the mandatory minimum coverage of damage to others on automotive insurance is 600k euros and it is not uncommon to see coverages of 1,5million (I assume this would only be reached if you hit a double deck bus on purpose and threw it off a cliff).
I think these values can be so high because as automotive insurance is mandatory, every1 has it, netting a steady income to insurance companies. Out of all these insurances, only a very small percentage will activate the insurance and an even lesser amount will use high amounts of the insurance money. I think the penalties and law suits from car accidents are much fewer here and the value of a human life is valued at around 120k-150k I think (for court purposes).
so everyone has to pay for auto insurance, and in turn the costs are relatively low and the coverage is pretty good? imagine if they did that to health care....
isn't the penalty for not having medical insurance going to be 1% of a person's salary? sounds affordable to me, I wonder if that's where they got the name from...
Last edited by philipc4; 08-02-2012 at 19:45.
Servant of the Great Beard
if cash payers get charged more, then they should have had insurance, and if everyone is mandated to have it then there won't be much of this happening
just because you support things like tax evasion doesn't mean that every mechanic applies shady business practices or insurance fraud, and people that do this should be held accountable for their actions
when someone with insurance gets their car fixed, it is supposed to be cheaper for them because insurance covers a portion of the repair
you're basically saying an item at the store is not cheaper if you have a coupon to save money on it, because someone else had to cover the amount that the coupon was for... even though they spent less money at the check out, somehow in your delusional mind, it's not cheaper for them
Pirateglen you just assume. All your opinions are assumptions. There are people finding ways around the system every day and carving a niche for sovereignty status.
Here's information on driving without a license:
These are just taken off the top but I'm not really interested in delving much deeper. It seems most likely that you guys have an idea of what sovereign citizen would mean. And you expect me to show you an example of what you expect it to mean and if I don't then they don't exist.
Self-education is the only education.
Last edited by Nunz; 08-03-2012 at 05:34.