My clan experienced one way of exploiting Trial Accounts last week: Creating accounts with a name extremely similar to a current high-ranking member, then when that member logs out of the clan for some peace-time crafting, apply to the clan and stand beside a bank until accepted, cleaning out the Clanbank within 10 seconds of being accepted.
Now, I don't mind being tricked by someone that has worked themselves into the clan, slowly gaining trust by his actions, as then the character would be a permanent one that I can take my revenge on afterwards. But this...
It's just an exploitation, a con using an accout that never will be used again. Too easy, too free from consequences afterwards, and too fucking stupid an application.
If it is THIS easy to lose everything one has worked gathering in for a year, it is a great deterrent to re-start the gathering. Demoralizing. Game-killing.
Solution is very simple:
Do not allow Trial Accounts nor Characters under Newbie Protection time be able to be given permissions to Clan Banks.
Newbies can be given items anyway, by other Clan Members. As Recruits usually have it anyway.
And if they wish to continue and upgrade their accounts, they will be able to be given Clan rights.
Not to mention that this will give people an incentive to pay for playing, to gain access to the long-term functions of the game: clan life.
And, if someone started a new account and paid the upgrade fee, ripped off a bank, and then dumped the account, at least they have paid for proper currency. If they start a new character from an existing account, they need to dump the account's earlier character to create the new one with the fake name and then at least wait a few hours before doing it. And I will know that they have paid for the pleasure, as I have paid for mine.
By the way, I have terminated my subscription, why I am not writing this in the Suggestion's forum. Will repost this there if I return for the next Expansion.